Learn What You Need to Know About Medicaid Planning
Straightforward articles, guides, and trusted resources to help your family make informed decisions about long-term care and asset protection.
From the Senior Asset Solutions Blog
Practical guidance written for families navigating Medicaid planning and long-term care costs.
Medicaid Basics5 min read
What Is Medicaid Long-Term Care — and Who Qualifies?
Most families assume Medicaid is only for low-income households. The reality is more nuanced — and more hopeful. Here is what you need to know about eligibility, coverage, and how the program works for nursing home care.
The 5-Year Look-Back Rule: What It Means for Your Family
One of the most misunderstood rules in Medicaid planning is the five-year look-back period. We break down how it works, what triggers a penalty, and why planning early — or even late — still matters.
How Married Couples Can Protect Assets When One Spouse Needs a Nursing Home
Federal law gives the at-home spouse significant protections. Understanding the Community Spouse Resource Allowance and Minimum Monthly Maintenance Needs Allowance can make a dramatic difference in what your family keeps.
Is It Too Late to Plan? What Families Can Do After a Loved One Enters a Nursing Home
Many families believe that once a loved one is already in a facility, it is too late to protect anything. That is rarely true. Crisis planning strategies can still preserve a meaningful portion of your family's assets.
Medicaid vs. Medicare: Understanding the Difference for Long-Term Care
Medicare covers short-term skilled nursing care — not long-term nursing home stays. Understanding the difference between these two programs is the first step in planning for the real cost of long-term care.
Which Assets Are Exempt from Medicaid? A Plain-English Guide
Not everything you own counts against you when applying for Medicaid. Your primary home, one vehicle, personal belongings, and certain other assets may be fully protected. Here is what the rules actually say.
AARP's comprehensive resource center covering nursing home costs, Medicaid planning basics, and how to navigate long-term care decisions for aging family members.
The most widely cited annual survey of nursing home, assisted living, and home care costs by state — essential context for understanding what long-term care actually costs.
Practical guides you can save and share with your family.
PDF Guide
Medicaid Planning 101
A plain-English introduction to Medicaid long-term care planning — what it is, who qualifies, and the key strategies families use to protect their assets.
Our AI assistant can answer general Medicaid planning questions 24/7. When you are ready for guidance specific to your family's situation, request a free discovery call.